Got Married, Had a Baby, or Changed Jobs? How to Adjust Your FSA or HSA Mid-Year
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Yes, certain life events let you change your FSA election mid-year, and HSA contributions can be adjusted anytime. Here is how it works.
2027 HSA Contribution Limits: What They Mean for Your Red Light Therapy Budget
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The IRS confirmed 2027 HSA limits of $4,500 self-only and $9,000 family, while the 2027 FSA number is still pending. Here is what the increase...
Red Light Panel Distance Planning: A Practical Guide for Active Households
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How to plan panel distance: use measured irradiance values to choose a spot and keep sessions repeatable.
Can You Deduct Red Light Therapy on Your Taxes If You Don't Have an FSA or HSA?
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A plain look at how the IRS 7.5% AGI rule works for people without an FSA or HSA, and why a tax professional should confirm...
Setting Up a Red Light Device at a Craft Table or Desk
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Short answer: red light therapy is a low-risk thing to try for sore knitting and needlework hands, but the clinical evidence on hand arthritis specifically...
Choosing a Compact Red Light Device for Daily Use: Features Checklist
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A features checklist for choosing a compact red light device: wavelengths, battery, timer, size and warranty.
FSA Rollover vs. Grace Period: What Happens to Your Unused Money at Year-End?
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Short answer: whether your leftover FSA balance disappears on January 1 depends on whether your plan has a rollover (up to $680 into 2027) or...