Do Employer HSA Contributions Count Toward Your Limit?
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Employer HSA contributions count against the same annual IRS limit as your own, so it helps to know how much room you have left in...
FSA or HSA: How to Choose During Open Enrollment
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Short answer: an HSA usually wins if you have a high-deductible plan and want funds that roll over and grow. An FSA works well if...
Can You Have an FSA and an HSA at the Same Time?
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Short answer: yes, if the FSA is limited-purpose. Here's the IRS rule on pairing an FSA with an HSA, and how it affects using pre-tax...
Can You Still Contribute to Your HSA After the Year Ends? The Tax-Day Deadline Explained
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Yes. You can still contribute to your HSA for the prior tax year until the federal tax filing deadline, typically April 15, which gives you...
Do You Need an HDHP to Have an HSA? What That Means for Buying Red Light Therapy
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An HSA requires a qualifying High-Deductible Health Plan (HDHP), while an FSA doesn't. How to check your plan, the 2026 IRS numbers, and what to...
What Happens to Your FSA or HSA When You Get Divorced?
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Short answer: your HSA stays yours after a divorce, but your FSA election and dependents need updating within 30 days. Here is what changes and...
Can You Use Your FSA or HSA for Your College-Age Kid's Red Light Therapy?
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Only if your college-age child still qualifies as your tax dependent under IRS rules. Staying on your health plan until 26 isn't the same thing....