Why Is My FSA Asking for a Receipt After I Already Paid? Substantiation Explained
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Your FSA card clearing is not the same as your expense being approved. Here is why administrators request itemized receipts, what to send, and what...
Can You Use Red Light Therapy With Metal Implants, Joint Replacements, or a Pacemaker?
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Red light therapy is generally considered safe with metal implants, joint replacements, plates, and screws, because light does not heat metal the way diathermy or...
Can You Reimburse Yourself From Your HSA Later? The Receipt Rule Explained
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Yes — the IRS sets no deadline for reimbursing yourself from an HSA, as long as the expense happened after your account was opened and...
Which Health Account Pays for Red Light Therapy? FSA, HSA, LPFSA, and HRA Explained
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A regular health FSA, an HSA, and most HRAs can typically cover a red light therapy device. A Limited Purpose FSA and a Dependent Care...
Red Light Therapy vs. a TENS Unit: Which Is Better for Pain?
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A TENS unit blocks the feeling of pain while it's running; red light therapy works on the tissue underneath so the area feels better between...
FSA or HSA Card Declined? Why It Happens and How to Still Pay Pre-Tax
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A declined FSA or HSA card almost never means the item is ineligible - it usually means the store isn't IIAS-certified. Here's how to still...
Red Light Therapy for Migraines and Tension Headaches: Does It Help?
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Short answer: red light therapy is not a migraine treatment, but the research on light and muscle-related head pain is real. Here's what it can...