How to Pay with Your FSA or HSA at American Wellness Authority – Powered by Flex

At American Wellness Authority (AWA) , we believe wellness should be accessible, affordable, and stress-free. That’s why we’ve partnered with  Flex  —a trusted HSA/FSA payment platform—to help you use your Health Savings Account (HSA) or Flexible Spending Account (FSA) on eligible wellness tools like red light therapy panels, infrared sauna blankets, and more.

By using your tax-free funds, you could save 30–40% on purchases that support your health and recovery. Whether you're managing chronic pain, improving circulation, or investing in long-term wellness, we’re here to make it simple.

Not every customer can use HSA/FSA dollars by default—the IRS sets guidelines for eligibility. Here’s what you need to know:

✅ You must be treating or managing a medical condition or chronic health issue
✅ You may need to submit a Letter of Medical Necessity (LMN) from a healthcare provider

✅ AWA and Flex make this process fast and easy—often delivering LMNs within 24 hours 

An LMN is a short document written by your healthcare provider that confirms the item you’re purchasing is medically necessary for your condition. Think of it like a prescription for wellness tools.

You may need an LMN for:

• Red light therapy for joint pain or recovery

• Infrared sauna blankets for muscle tension or inflammation

• Light therapy masks for skin-related conditions
  
  

Flex makes it easy to complete this process online in minutes—no doctor appointments required. Just answer a few questions in a brief telehealth consult via chat , and your LMN is usually emailed to you within 24 hours —often much sooner.

📝 Generate your LMN today :

NIH: Study on fsa-hsa

Paying with your HSA or FSA at American Wellness Authority is simple:

1. Add any FSA/HSA-eligible product to your cart.
   🛒 Shop now: https://americanwellnessauthority.com/collections/fsa-hsa-eligible At checkout, select: Flex | Pay with HSA/FSA
   

2. If prompted, complete the quick telehealth intake via chat
   

3. Enter your HSA/FSA card —or use a regular card and get reimbursed

4. Receive your LMN and itemized receipt via email from Flex within 24 hours
   
   

💡 If you don’t have your FSA/HSA card handy, no problem. Just pay with a regular card, and Flex will send you the documents needed to submit for reimbursement.

Flex is the gold standard when it comes to helping wellness brands like ours offer compliant, fast, and secure HSA/FSA payment solutions.

Here’s what you get:

• ✅ Real-time eligibility verification

• ✅ Lightning-fast LMN turnaround (within 24 hours, often sooner)

• ✅ Automated receipts and documentation

• ✅ Peace of mind with IRS-compliant systems
  
  

This means less stress, more savings , and faster access to the tools you need to feel your best.

• An FSA (Flexible Spending Account) is typically employer-sponsored and may have a “use-it-or-lose-it” policy—meaning funds expire at year-end.

• An HSA (Health Savings Account) is tied to high-deductible health plans and lets you roll over unused funds year to year.
  
  

For more info, visit Flex’s guide:

https://help.withflex.com/

This likely means the product in your cart is not HSA/FSA eligible. Double-check our HSA/FSA product collection or reach out to our support team:
📩 contact@awarlt.com

Yes! Simply choose Flex | Pay with HSA/FSA and use a regular credit or debit card. Flex will email you the required itemized receipt and LMN so you can submit for reimbursement.

Most rejections of HSA/FSA are due to:

• Incorrect card details (number, expiration, zip)

• Insufficient funds

• Ineligibility based on cart contents
  
  

Flex will guide you through fixing these in real-time.

Let’s say you’ve been experiencing chronic back pain and your physical therapist recommends red light therapy. Here’s how you can use your HSA to make a smart, tax-free purchase:

1. You head to:
   https://americanwellnessauthority.com/collections/fsa-hsa-eligible You add the FX500 Red & Infrared Light Therapy Panel to your cart.

2. At checkout, you choose Flex | Pay with HSA/FSA .

3. A quick online consult confirms your eligibility and generates your LMN—emailed to you shortly.

4. You pay with your HSA card and save up to 40% in tax-free savings.
   
   

Wellness, made simple.

1. Visit : NIH: Study on fsa-hsa

2. Choose your FSA/HSA-eligible product
   https://americanwellnessauthority.com/collections/fsa-hsa-eligible

3. Select “Flex | Pay with HSA/FSA” at checkout

4. Complete your short telehealth consult if prompted

5. Receive your LMN + receipt from Flex within 24 hours

At American Wellness Authority, we’re here to help you get the most out of your wellness journey—and your benefits. By partnering with Flex, we’ve taken the guesswork out of using your HSA or FSA. No red tape. No phone calls. Just fast, reliable access to powerful wellness tools, paid for the smart way.

🛒 Start Shopping HSA/FSA Eligible Products :
https://americanwellnessauthority.com/collections/fsa-hsa-eligible

📝 Generate Your LMN Now :

https://americanwellnessauthority.com/pages/fsa-hsa