Is Red Light Therapy Covered by FSA or HSA? (Yes — Here's How)
Is Red Light Therapy Covered by FSA or HSA? (Yes — Here's How)
If you've been considering a red light therapy device but worried about the cost, great news: AWA's red light therapy devices are FSA and HSA eligible. That means you can use pre-tax healthcare dollars to purchase them — saving 30–40% compared to paying out of pocket.
Here's everything you need to know about using your FSA or HSA benefits to buy red light therapy devices.
Are Red Light Therapy Devices FSA & HSA Eligible?
Yes. The IRS considers red light therapy devices eligible medical expenses under FSA and HSA plans when used for a qualifying medical purpose — including pain relief, wound healing, inflammation reduction, and skin conditions.
AWA devices are listed and sold as FSA/HSA eligible products. When you shop at AWA, look for the "FSA & HSA Eligible" badge on qualifying products.
What's the Difference Between FSA and HSA?
| Feature | FSA (Flexible Spending Account) | HSA (Health Savings Account) |
|---|---|---|
| Who can have one? | Employer-sponsored plan holders | High-deductible plan (HDHP) holders |
| Annual contribution limit (2026) | ~$3,050 | ~$4,150 individual / $8,300 family |
| Funds roll over? | Usually no (use it or lose it) | Yes, indefinitely |
| Red light therapy eligible? | Yes | Yes |
How to Use Your FSA or HSA at AWA
- Browse FSA & HSA eligible devices at AWA's FSA & HSA Eligible collection.
- Add your device to cart — all qualifying products are clearly labeled.
- Use your FSA/HSA card at checkout — pay directly with your benefits debit card.
- Save your receipt — keep it for your records in case your plan administrator requests documentation.
Which AWA Devices Are FSA & HSA Eligible?
- FX300 Red Light Therapy Panel — panels for face & body
- FX500 Red Light Therapy Panel — larger full-body panel
- LX300 Red Light Therapy Face Mask — LED face & neck mask
- LX500 LED Red Light Therapy Mask — premium face mask
- HL300 Infrared Sauna Blanket — full-body recovery blanket
- Browse all FSA & HSA eligible devices →
Why Use FSA/HSA on Red Light Therapy?
FSA and HSA accounts are funded with pre-tax dollars. Depending on your tax bracket, this saves you 22–37% on every purchase. A $300 red light therapy device effectively costs $186–$234 when paid with FSA/HSA funds. That's a significant saving on clinically-backed wellness technology.
Don't let your FSA benefits expire unused — shop FSA & HSA eligible devices at AWA today.